Index Universal Life

Transamerica Financial Foundation IUL® is a flexible premium, adjustable index universal life insurance policy. Net premiums may be allocated to Index Account Options that offer the potential for higher interest crediting than a traditional universal life policy. Any index interest is based in part on the values of outside Indexes and will be between a specified guaranteed minimum interest rate (floor) and a current Cap.

For more information, please contact your Transamerica Internal Sales Desk.
This is a brief overview of the product. For complete details, including applicable fees and charges, please see the consumer and agent guides.

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Variable Universal Life

Freedom Elite Builder II® is a flexible premium, variable universal life insurance policy that provides a death benefit upon the insured's death, while the cash value can provide a living benefit during the insured's life. Clients can allocate their net premiums to over 60 professionally managed investment options to help them reach their financial objectives. Any accumulated policy value may be accessed for unexpected expenses, supplemental retirement income, or any other reason.

For more information, please contact your Transamerica Internal Sales Desk.
This is a brief overview of the product. For complete details, including applicable fees and charges, please see the consumer and agent guides.

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Trendsetter ® Term Portfolio

Trendsetter ® Super Series combines all the benefits of term life insurance with a variety of features, including the Income Protection Option and a non-med band for up to $99,999.

Trendsetter ® LB is a term life insurance with Living Benefits that can provide early access to policy benefits if an insured is stricken with a qualifying chronic, critical or terminal illness, as well as coverage up to $249,999 without a medical exam.

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Final Expense Solutions

Transamerica's Immediate Solution, 10 Pay Solution and Easy Solution Final Expense products are non-participating level death benefit whole life plans that offer simplified issue underwriting, coverage for face amounts of $1,000-$50,000* and issue ages of 0-85*.

*Issue age range and face amount ranges may vary by product and issue state.

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Medicare Supplement

A “Medicare Supplement Insurance” policy (also called Medigap) is private health insurance that’s designed to supplement Original Medicare. This means it helps pay some of the health care costs that Original Medicare doesn’t cover (like copayments, coinsurance, and deductibles). These are “gaps” in Medicare coverage. If you have Original Medicare and a Medigap policy, Medicare will pay its share of the Medicare-approved amounts for covered health care costs. Then your Medigap policy pays its share. A Medigap policy is different from a Medicare Advantage Plan (like an HMO or PPO) because those plans are ways to get Medicare benefits, while a Medigap policy only supplements the costs of your Original Medicare benefits.

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